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James Coyle
James has over 35 years experience in financial services with particular expertise in two of the key components of retirement finance - Superannuation and the Age Pension. He is passionate about providing the guidance and support that can help older Australians enjoy their best possible retirement. He lives in regional Victoria surrounded by dogs and chooks.
Thanks for this helpful information. My wife and I are retiring in July so I thought it pretty smart to put our Super fund investments into Diversified Fixed Interest as a defensive play and maybe look at things post retirement. If I am not mistaken this is now a losing move as this allocation means that the fixed interest investments eg bonds, will suffer a drop in price thereby creating loss of capital. I would hope the fund manager has strategies around managing this risk. Interest rates are set to rise further so does that mean further loss of capital? Australian Super have a planning service with a free consult. If further planning required, I may well consult you guys. There are also age pension considerations.