You’ve put money in super … … so what happens next? In recent weeks, We’ve explained many of the new rules which allow those aged 55 or over to move significantly large sums of money into super. But whilst there are good strategic reasons to do so, as well...
Rental housing crisis: Swipe right for income A recent suggestion by NSW Premier Dominic Perrottet has sparked debate about Age Pension income and how Centrelink treats rental income. Speaking at the Sydney Summit conference in early February, the Premier...
Higher super caps in July: But beware the detail It’s worth remembering that the Consumer Price Index (CPI) is relevant to all retirees, not just those receiving an Age Pension. Increases in the CPI can also trigger major changes in superannuation rules for...
Timing retirement: How to hit the sweet spot Is 2023 the year you will finally step back from full-time work? If so, which factors will persuade you? A veritable industry has sprung up offering advice on how best to time your retirement. But when it...
Your home, your retirement: Making the numbers work The family home is the largest asset most people have in retirement. About 80% of retirees live in their own home and have access to the equity. Policymakers are reacting to this pool of wealth by making...
Deborah Ralston wears a lot of different hats. She also has a string of titles; Chair Household Capital Advisory Board, member of Board of Guardians for the Future Fund, Professorial Fellow at Monash University. And luckily for Retirement Essentials, a...
These three wise men seem to say so … There are many ways to make money. And just as many to lose it. Today’s subject is about a way to make and earn significant sums, sometimes without realising how quickly this can happen. We’re talking about...
Income boosts from home equity The family home remains the single greatest source of wealth for most retirees – that fortunate 80% who live in their own dwelling. Superannuation is a more easily accessible form of wealth, but the money locked up in our homes...
Retirement Pulse reports most think they are worse off financially than 12 months ago The Retirement Essentials’ November 2022 Retirement Pulse posed the question: Do you agree or disagree with this statement: ‘I feel better off financially that I did 12...