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James Coyle
James has over 35 years experience in financial services with particular expertise in two of the key components of retirement finance - Superannuation and the Age Pension. He is passionate about providing the guidance and support that can help older Australians enjoy their best possible retirement. He lives in regional Victoria surrounded by dogs and chooks.









I would like to print off the application form for the Commonwealth Seniors Health Care card. Where can I get access to this? Thankyou
Hi Joy, thank you for your enquiry! Our service works a little differently to what you have requested. You can either complete our claim online via our WEBSITE or if you prefer you can book a phone application HERE where we will call you and go through the claim together.
Do you have a service that helps us get a seniors health card? Can you fill in the paperwork and apply for us? What is the cost?
Hi Judith. We do have a service to help with the Commonwealth Seniors Health Card. You can find out more here.
We have a CSHC but really hardly worth the effort. Every time we try to use it, some reason why not accepted, ie does not apply to this procedure, this medicine not included, no one seems to accept energy discounts. Certainly would not have got $100 back in the last 12 months
I am trying to work out if I am eligible I have a CSS pension plus a small super income but dont know if I have to add deeming rates on gross income on top of what I receive from both pensions or do I only use the deemed income of both funds. I dont know what the gross is for the CSS pension it is ste annually and paid fortnightly
Hi Gael, thanks for reaching out! It can be tricky to understand how Centrelink will assess you as everyone has slight differences in their situation. I saw that you also emailed us so will respond to your email with the best next steps.