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James Coyle
James has over 35 years experience in financial services with particular expertise in two of the key components of retirement finance - Superannuation and the Age Pension. He is passionate about providing the guidance and support that can help older Australians enjoy their best possible retirement. He lives in regional Victoria surrounded by dogs and chooks.
Your column and answers to questions are really very helpful thank you. Our financial adviser has recently had to change employer and is not able to answer simple questions because fee structure would disadvantage us financially, she says. We have had to wait (and still are) for over 4 months for a change in circumstances on sale of land and paying off a home mortgage for a determination by Centrelink, during which the pension has been nearly halved! We have now signed on with you for advice on our next steps in downsizing. It would be interesting to know whether a back payment of pension foregone will be paid out to us when they have processed the change! The Centrelink account is frozen till they have processed it. Would it speed things up if we were to go in and visit them? Looking forward to making an appointment with you once this step is completed and we sell the home.