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It’s all a matter of perspective

It’s all a matter of perspective

What you see – or don’t … … can cost you dearly A diptych is a double image that shows two different things simultaneously. The example in the image above is very famous. It was first published in a German postcard in 1888 and then reshared by an Englishman, who named...
Good debt, bad debt:

Good debt, bad debt:

How to manage debt in retirement A common view of retirees is that of people who live in their own  (fully paid-off) homes, with no debt and the ability to do whatever they want, whenever they please. Those who have already retired may find this amusing, annoying or...
Tackling financial stress:

Tackling financial stress:

Five steps to peace of mind The final report of the Retirement Income Review ( July 2020) found that 28% of early retirees are in financial stress. This report was tabled two years ago, before interest rates and the Consumer Price Index began to increase so rapidly....