by James Coyle | Aug 12, 2022 | Planning for Retirement, Retirement Income
Is it right for you? Downsizing is frequently a major turning point in retirement. It’s not for everybody, but it does offer a rewarding and potentially lucrative strategy for many older Australians. In fact, access to home equity can mean the difference between a...
by James Coyle | Aug 12, 2022 | Centrelink Age Pension
Why did I lose my income? This week we received a distraught call from someone who has just lost nearly all their part-Age Pension. Let’s call her Susan. She contacted us to see if we could help reverse this loss of income and agreed that we could share this situation...
by James Coyle | Aug 12, 2022 | Centrelink Age Pension, Retirement Spending
What could possibly go wrong? Lump sums can come and go in diverse ways. When it comes to retirement, it used to be much simpler to work out how to handle them. Over time, the many ways of contributing to, or withdrawing from, your superannuation have increased. The...
by James Coyle | Aug 5, 2022 | Investing, Retirement Income
And how can you earn more? The Reserve Bank increases the cash rate…. Homeowners face mortgage stress… And banks pass on rate rises in full Well that last one isn’t true is it? Or at best half true. The banks pass on rate rises in full very very quickly when they...
by James Coyle | Aug 5, 2022 | Centrelink Age Pension, Retirement Spending
How much will be left when I die? It helps to know One of the most common fears for retirees is that they don’t have enough savings and they will run out of money. This is understandable as most of us would like to have something in addition to the Age Pension in our...