by James Coyle | Nov 1, 2021 | Centrelink Age Pension, Retirement Income
The September quarter Consumer Price Index (CPI) was released last week. This index measures movements of prices in key categories of consumer spending on a quarterly and annual basis. The September 2021 CPI rose 0.8% for the quarter and 3.0% year-on-year (YOY)....
by James Coyle | Nov 1, 2021 | Planning for Retirement, Retirement Income
Philippa asked us an interesting question last week. She’s divorced, aged 67, and in July this year she stepped back from full-time work to help with her grandchildren and volunteer. She receives a part Age Pension ($18,000 per annum) and is topping this up with extra...
by James Coyle | Nov 1, 2021 | Planning for Retirement, Retirement Income
A Retirement Income Stream is the term most commonly used to describe retirement income products, including Account Based Pensions, Defined Benefit Pensions and Annuities. Such products typically supplement other sources of retirement income, including: the Age...
by James Coyle | Oct 25, 2021 | Planning for Retirement, Retirement Income
Decumulation would have to be the most boring name for what should be the most exciting stage of your retirement income journey – that time when you get your money out! But it has become a turn off term because the rules seem so complex that many people go into denial...
by James Coyle | Oct 25, 2021 | Planning for Retirement
Are you a shareholder? If so, you’re part of a growing club according to key findings from the Australian Stock Exchange (ASX). In 1986 just 9% of Australians owned shares. Now it’s 35%, with a median portfolio size of $130,000. And these statistics refer to holdings...
