by James Coyle | Jul 16, 2021 | Planning for Retirement
By Dr Deborah Ralston* The 2020 Retirement Income Review examined the three pillars of the Australian retirement system – the age pension, compulsory superannuation and voluntary savings – and concluded that: The home is the most important component of voluntary...
by James Coyle | Jul 12, 2021 | Planning for Retirement
The recent Retirement Income Review* examined all aspects of Australia’s retirement system and concluded that it provides well for the needs of the vast majority older Australians, but it is complex and not well understood. In particular, there is a real lack of...
by James Coyle | Jul 5, 2021 | Centrelink Age Pension
When it comes to applying for the Age Pension many of our members have asked us questions like: “Do I apply as a single or as a couple?”, “What if my partner is younger than me, do I have to wait?”, “Why does Centrelink ask such personal questions about my...
by James Coyle | Jul 2, 2021 | Centrelink Age Pension, Retirement Income
What are deeming rates? The way they work is that Centrelink determines that your financial assets are deemed to earn a certain rate of return, regardless of what they actually earn. This return is used to assess your eligibility for entitlements such as the Age...
by James Coyle | Jun 29, 2021 | Centrelink Age Pension, Planning for Retirement
Centrelink have announced changes to Age Pension income and asset thresholds. This could mean more Australians will now qualify for at least a part pension and those already on a part pension could receive more. A couple of weeks ago we wrote about what a difference...
