by James Coyle | Nov 30, 2020 | Centrelink Age Pension, Commonwealth Seniors Health Card, Planning for Retirement, Retirement Income
We asked – This is what you told us A few weeks ago we asked our readers what they thought about the idea of a universal age pension. The results were overwhelming. More people responded to the survey and commented on our article than any other piece we have...
by James Coyle | Nov 23, 2020 | Centrelink Age Pension, Commonwealth Seniors Health Card, Planning for Retirement, Retirement Income
Many of our customers have asked us this question. As life expectancy increases it is no longer unusual for people to receive an inheritance much later in life. If you do receive a lump sum inheritance, or any lump sum, you need to be aware of a few important factors....
by James Coyle | Nov 16, 2020 | Centrelink Age Pension, Retirement Income
What’s happening with deeming rates? Interests rates are now at record lows with the Reserve Bank cutting the official rate to just 0.1%. Deeming rates are now also the lowest they have ever been. The lower threshold is at 0.25% with the upper deeming rate of 2.25%...
by James Coyle | Nov 10, 2020 | Centrelink Age Pension, Commonwealth Seniors Health Card, Planning for Retirement, Retirement Income
Can you increase your income and entitlements in retirement? Last week we covered a couple of simple things people might want to consider to improve their Age Pension entitlements. Namely, paying off a mortgage, renovating the family home and gifting. Here are some...
by James Coyle | Nov 9, 2020 | Centrelink Age Pension, Commonwealth Seniors Health Card, Planning for Retirement, Retirement Income
Optimising your pension Many of our customers often wonder why they don’t get as much Age Pension as their friends. The obvious reason is that their financial circumstances are different but often people aren’t aware of some simple things that could change their...
