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James Coyle
James has over 35 years experience in financial services with particular expertise in two of the key components of retirement finance - Superannuation and the Age Pension. He is passionate about providing the guidance and support that can help older Australians enjoy their best possible retirement. He lives in regional Victoria surrounded by dogs and chooks.








![[VIDEO] Age Pension Application Service Screen Shot 2018-05-22 at 1.06.50 PM](https://dev.retirementessentials.com.au/wp-content/uploads/2018/05/Screen-Shot-2018-05-22-at-1.06.50-PM.png)
How much does it cost to get the agency pension application assistance
Hi Ram
We provide a helping hand to make it easier for you to get access to your Age Pension entitlement.
If you would like to apply with us why not give us a call on 1300 527 727 Mon-Fri 9am-5pm.
What state are you in or is it all done over the net
Good afternoon Roslyn,
We are based in North Sydney, NSW.
Do you help with other forms like Disability pension etc ?
Unfortunately no Wendy, we only specialise in the Age Pension – sorry
How long after the application is sent for the pension payments?
Hi there
Centrelink’s Age Pension approval timeframes vary significantly. For our customers we are seeing approvals come through on average within 7-8 weeks.
In my application for the Seniors Health card there is a requirement for the Centrelink Income Stream Statement. I contacted my Super but they have sent me the latest statement. Does that matter as I am providing financials from my 2018-2019 year because my 2019-2020 tax return has only just been submitted. Please advise if the Statement provided by my Super is sufficient.
Hi Howard,
Thank you for reaching out. A Centrelink Income Stream Schedule is a specific kind of statement that is usually only available upon request that includes a summary breakdown of your superannuation income stream using information Centrelink needs. You would need to call or email your superannuation company to obtain this document and proceed.
Many thanks
What is your fee?
Hi Wayne. The fee for our Age Pension and Commonwealth Seniors Health Card application service is from $396
Hello,
i am in a last stage of going for bankruptcy.
What happens in my case?? I have already been to centrelink and told them I have financial difficulties and will have major difficulties in 12-18 months.
I have 90k in the bank but have 730K in loans outstanding.
What will happen in my life. I owe me son 10k he lent me so have 80k left for the rest of my life.
Please help if you can…..thanks
Hi Peter. I am sorry about your circumstances. We can help with applications for the Age Pension or Commonwealth Seniors Health Card but not with bankruptcy. There are some fincnail counselling services you might be able to access to support with this. One place to start your search would be Money Smart
I am due to get the aged pension from April 2022
And apply from January 2022
Should I talk to you guys now or wait till then
Hi Paul, if you have questions or concerns about your situation and are looking for assistance with preparing yourself to apply then we do have a phone consultation service that we could offer you now to help get yourself ready. If you are happy with your current situation and simply want to know how much lead time you need then there is no need to start your application just yet, reach out to us in January once you are within 13 weeks of being eligible.
Hi, I will be retiring in Jan 2022. just looking at all the paper work and my head is spinning already. Apart from helping my wife and I apply for the age pension, I’m 68 and my wife 71. My wife arrived in Australia some 40 years ago, has divorced and remarried (me) we have no documentation/ pass port ect of her gaining permanent residency, is this something you help with?
Hi Terry, thank you for reaching out for assistance. We are unable to request/arrange the necessary documents for you however we can help you get prepared. If you CLICK HERE you can review the list of documents that Centrelink will accept so that you can see what you currently have and what you may need to obtain between now and when you apply in January.