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James Coyle
James has over 35 years experience in financial services with particular expertise in two of the key components of retirement finance - Superannuation and the Age Pension. He is passionate about providing the guidance and support that can help older Australians enjoy their best possible retirement. He lives in regional Victoria surrounded by dogs and chooks.









Living in a rural area grocery costs at the local IGA are prohibitive and petrol prices make it not cost effective to drive to a larger town where supermarket prices are far more reasonable
Totally agree. Go get em Lance!
I don’t understand why job keeper I’d $750 per week and the aged pension is roughly $500 a week. I would like to join a group to fight for better Increases for the aged pension it’s not like we pay less for everyday items
FYI Victoria Carrington to clarify:
Re: Jobkeeper see https://treasury.gov.au/coronavirus/jobkeeper Was limited duration assistance to businesses to keep staff.
https://www.servicesaustralia.gov.au/how-much-jobseeker-payment-you-can-get?context=51411
Jobseeker =unemployment benefit.
maximum FORTNIGHTLY payment from 20 March 2022
Single, no children $642.70
You can check how your federal MP voted on aged pension et al matters on this website. It’s an eye-opener! https://theyvoteforyou.org.au/
My Fed. MP rejected ALL increases to the pension over the years.
In my case I have worked all my life and payed the same tax as any single person. Yet now as an aged person I cannot get a pension because my wife who is 12 years younger than me is still working.
Not exactly fair.
Yes Les, you are right. My husband and I gave up our job – we worked as joint mangers of a motel – to look after my mother. He took on visual work, the boss promised wages, but did not follow through yet Centrelink based on the reality that my husband was working, although not paid, docked my carers allowance. They don’t care if you have an income or not. They don’t care if you not longer have personal income. They want to reduce you to a pauper. In fact I was told by a Centrelink staffer, that even though I had paid tax my entire working life (60 years) “I was not entitled to a pension. An aged pension was a privilege”
How is my entire working life paying tax any different / privileged than anyone else who did the same thing?
This doesn’t pass the pub test of fairness in anyone’s language.
The system doesn’t even pretend to be fair.
Commentary like the one above from a Centrelink employee need immediate attention!
Most of us have had the same oportunities than anyone else…given our individual circumstances, and they are vastly different in various ways…however we are able to adjust ourselves to most situations by a little change in our habbits…if not just for health reasons,
I see sick people puffing away on cigarettes and drinking to excess needing to use our health systems more than they should because they will not make the effort a change even a little……. This is not including Drug habbits……Adelaide in particular is very easy to get around on public transport Just useing that some of the time is a big saving and less polluting…..Turning your heating on on a cold day for short periods in one room to take the chill off, say for about a half an hour, then useing a hotwater bottle and a rug to stay warm …(that is very nice) Just saying…….