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James Coyle
James has over 35 years experience in financial services with particular expertise in two of the key components of retirement finance - Superannuation and the Age Pension. He is passionate about providing the guidance and support that can help older Australians enjoy their best possible retirement. He lives in regional Victoria surrounded by dogs and chooks.









i’m a new zealand citasin and i’m just about to turn 66 i live with a woman in australia which
I have done for the last 18years and want to know how to get the pension
many thanks
Ron
Hi Ron, thanks for reaching out! It appears you have completed an eligibility calculator with us previously and based on your date of birth you are not eligible to apply until later this year. Please refer to the email and attached report sent to you on 17/02/22. Once you are eligible to apply you can call or email us and we will go through the options and next steps to get your claim started.
Hi
Just thought I would clarify that rules in WA are different.
As I was born at the back end of the year I missed out when I turned 60 and now have to wait until I am 64 to apply 🙁 .
It was incremental but seems they have changed it again.
– below is a snip from the WA Govt website
To be eligible for the WA Seniors Card program, you need to be:
aged 64 years or older
an Australian Citizen or hold an Australian Permanent Resident Visa
reside in Western Australia
work less than 25 hours per week.
Thank you for that clarification Sharon. I have amended the article to reflect your update.
Cheers
My name is CELESTIN and no longer working due to medical reasons.
I was born on 20 Aug 1957. I don’t understand the meaning of Preservation Age, and impact on my age pension.
Thanks
Hi Celestin, thank you for reaching out for help understanding your preservation age and the potential impacts on your Age Pension. For you and anyone else who would like to have a discussion with someone they can trust about this we do offer financial advice consultations.
Our financial advice consultations are designed to help you better understand your needs and goals in retirement and some of the actions you can consider to help you achieve those goals. The consultation is online, goes for up to 45 minutes and costs $150.
CLICK HERE to book now.
Hi, Facing retirement from 1st July 2022 (Me age 70, partner aged 71). Depending on how I/We calibrate the self funded portion (pension from Super – decumulation), I / we may be eligible for a part pension. I am thinking of seeking advice, but would like to know how one can make an application for the aged pension in advance of the retirement date because some of the questions re income are “in the now”, not what the situation will be on 1st July.
Hi Peter, thank you for reaching out for help planning your retirement. For you and anyone else who would like to have a discussion with someone they can trust about retirement we do offer financial advice consultations.
Our financial advice consultations are designed to help you better understand your needs and goals in retirement and some of the actions you can consider to help you achieve those goals. The consultation is online, goes for up to 45 minutes and costs $150.
CLICK HERE to book now.