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James Coyle
James has over 35 years experience in financial services with particular expertise in two of the key components of retirement finance - Superannuation and the Age Pension. He is passionate about providing the guidance and support that can help older Australians enjoy their best possible retirement. He lives in regional Victoria surrounded by dogs and chooks.









Very high quality research and information sharing that expands knowledge and transparency about retirement living: impressed by the honest and fee-free assessment of complex government and financial policy
We use all 5 pillars of income.
The equity in the family home is on our to do list but I believe you cannot access enough of your home’s equity to make it a very worthwhile choice. We don’t have enough super really and we haven’t got very much in savings alone either. My husband does a bit of part time work, when his former employer calls him with a problem that only he has the knowledge to fix it. So therefore we rely on a mix of all 5 pillars of income. It’s a bit of a juggling act, but that keeps me busy keeping track of all our income sources. Generally we are eligible for the full or part age pension.
Information re the Pension seems to be a “secret” why arent people contacted when they retire from employment I worked till I was 76 supporting a husband too I was pleased to do this but after not asking for any Govt support all those years I find it very unfair that when eventually retiring due to my husbands help I have not been recognised by the Govt for the savings in pension made by the Govt for all those years
How true this is and impacts a very high percentage of people in their 70’s who like me kept working beyond 65, and now at 76 am ineligible for even $1 dollar of Pension