Join Now
Unlock unlimited access to all our content and get great discounts by purchasing a membership now
Learn more ….
James Coyle
James has over 35 years experience in financial services with particular expertise in two of the key components of retirement finance - Superannuation and the Age Pension. He is passionate about providing the guidance and support that can help older Australians enjoy their best possible retirement. He lives in regional Victoria surrounded by dogs and chooks.









Hi just want other women to be aware as I was obviously very naive.
After working fulltime for last twenty years ,I needed open heart surgery my four valves not working , with one year left to eligible pension age I decided to leave my job as with all my sick pay and long service leave.
My shock came on applying for my pension I had worked most of my life and paid my taxes, I did understand I may not get full entitlement as my Husband was still working but was shocked to be declined as Husband’s income to high which I may add is under $90.000 I wrongly thought working all those years I qualified for my aged pension yes a reduced one.
As I am seven years older than my Husband I will be 74 before I can receive a pension or die first, women need to be aware of this I resent I am no longer independent I think this is wrong, women penalised again after raising six children and working contribuiting taxes I am rejected as dependant on my husband. Beware all you cougars out there.