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James Coyle
James has over 35 years experience in financial services with particular expertise in two of the key components of retirement finance - Superannuation and the Age Pension. He is passionate about providing the guidance and support that can help older Australians enjoy their best possible retirement. He lives in regional Victoria surrounded by dogs and chooks.
I am turning 66 years old this coming october and have left my employ in February 2016. A wish to apply for age pension. how do i use your services? is there a fee to join?
Hi May
We would love to help you get access to your Age Pension entitlements. There is a fee for our service – it is $330 (incl GST). For this price we do all the hard work for you – completing your forms and providing you with the required support to deal with Centrelink. Our customers say our service is worth every cent.
If you would like to get started with the help of Retirement Essentials just give us a call on 1300 527 727 (Mon-Fri 9am-5pm AEST).
I’ve been on lost income insurance from Feb 2021 been off work since November 5 2020 . I’m 65 years old and had a couple of operations . My problem been here since 1985 from New Zealand .can I get early retirement here
Hi George. The age at which you can apply for the age pension is based on your birthdate. On 1 July 2021, the Age Pension age increased to 66 years and 6 months for people born from 1 July 1955 to 31 December 1956, inclusive.
If your birthdate is on or after 1 January 1957, you’ll have to wait until you turn 67. This will be the Age Pension age from 1 July 2023
Based on what you have said you don’t meet the current application age but there may be other benefits available to you. The Department of Social Service has more information on benefits for Seniors which you can find here.
I will be 66 in June 2022 when can I apply for age pension
Hi Robyn, thanks for reaching out! If you complete our free eligibility calculator HERE we will email you a report confirming the exact day/date you can lodge your claim with Centrelink (including the 13 weeks prior to turning of age that Centrelink allow you to apply) as well as how much pension you you could potentially receive.
Allyson, was a very helpful person and made the process of completing all the required paperwork for the pension so very much easier. We would have been lost without her help and kindness. I will be recommending Retirement Essentials to all my friends as they are also approaching pension age. It was a delight dealing with this organisation and I look forward to my/our continued association for years to come.
I will need your advice in next 12 months.
how long before u retire should you apply for the age pension. i turn 66 on 28th August 2021
You can apply for the age pension 13 weeks before your eligibility age. Currently the age pension eligibility age is 66 but it will increase to 66 1/2 from 1 July 2021 which unfortunately will delay the age at which you can apply by a further 6 months.
I have been trying to apply for a part pension for more than a year and when I finally got all the paperwork completed Centrelink took 12 weeks to reply.
The reply stated that my assets made me ineligible for the pension.
The problem is that they state my assets as $1.47 million which is exactly double what my real assets are. now I am trying to get back in the system and try again but it is hopeless.
I first applied for the age pension 13 years ago, when it was mainly a written form process. The experience was fairly painless if you prepared thoroughly with bank statements, etc. I lost my pension when lucky enough that my investments grew enough to make me inelligible for the pension. With the latest downturn in the economy however I am once again elligible and went to Centrelink to re-apply. The system is now highly automated and computer intensive. I am reasonably computer litterate but could not remotely handle the process without help. The staff at my local Centrelink office were very proficient and helpful but it involved several visits and interviews over a number of weeks and was somewhat stressful.