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James Coyle
James has over 35 years experience in financial services with particular expertise in two of the key components of retirement finance - Superannuation and the Age Pension. He is passionate about providing the guidance and support that can help older Australians enjoy their best possible retirement. He lives in regional Victoria surrounded by dogs and chooks.









I thought the NDIS was to help people in need.
It just seems to be a job creation scheme for administrative Jobs.
Hundreds of privately run companies/offices springing up everywhere with people being employed to fill in forms and not help people in need.
How much of each $100 goes into actual care for patients and how much for into administration.
It’s all wrong.
It’s privatisation of Medicare by stealth
My father is currently in aged care and has reached the lifetime cap in Vic.He was getting home care in S.A when in his own home.While sorting through his stuff when he moved to Vic. i found a account for home care which stated he has paid nearly $10k of asset tested care fees which i believe that has not been counted in the lifetime cap he has reached.I have spoke to My Aged Care about this and they say that it has been counted in with all his fees but i have reason to believe that it hasnt.I have all recipts for all his aged care in Vic. and when i add them altogether they equal the cap without the 10k he has paid for Home care.They are telling me that he is owed nothing for the overpayments.Just
wanting to know if there is somewhere i can turn to to seek refund of this money as they say nothing is owing to him.I have letters from them stating he has reached the cap but all this was paid while in aged care.Any help on this matter would be great as i dont know
where i can turn as My Aged care says “Sorry mate but nothing is owing to you” PLESAE Help me if you know where i can turn to.
Steve, I have worked in aged care for over thirty years. If you feel that your means tested contribution has exceeded the amount of approx $68,000 then I would go to your local Federal member and register your concern and ask heor she to point you in the right direction to get your feels clarified. I would otherwise ring the Dept of Health in Canberra and register your concern/complaint and ask them for followup and resolution.
An 87 yo friend on Level 4 Home care package is paying his provider over $30,000 per month ( after the Government subsidy is deducted by them ) which seems incredible and he will surely run out of cash and the provider will likely have to cease their services.
Are there financial / aged care consultants who could review his arrangements ?
My 91 year Mum has just been approved for a Level 3 Home Care Package. My Age Care says that the funding is coming within a month. My question is she’ll need a provider who will look after Mum in blocks of 4-6 months in different LGA’s, the family is sharing the love and caring for her. Is that possible?
Max, my understanding is that level 4 Home Care Package receives approx $52,000 a year from the Federal Government. On top of this if your a pensioner you will pay apprx. $3,000 plus a year, if part pension approx. $5,000 plus a year (Mean Tested fee included) and self funded retiree approx $13,000 plus (means tested fee included). If you proceed into residential care then any means tested fee paid is carried forward. In regards your fees, they can be taken out of the level 4 packages ( if provider agrees) if not all consumed in admin fees and care or you pay on top. You paying $30,000 a year for a level 4 is way above what I am led to believe should be paid. Go to your local member or ring the Dept. health to get clarity. I could be wrong but paying $30,000 a year for a Level 4 package does seem over the top.